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Mission Statement of Blacklisted Emails: To end Internet based scams and scam email, by listed scam

Mission Statement of Blacklisted Emails: To end Internet based scams and scam email, by listed scam
Blacklisted Emails Scam Data Base

Friday, July 1, 2011

Bank of America Scam

Exclusively for: | Bank Of America Customers, Bank of America(R)

 

Online Banking Alert

Account Update






Security Checkpoint: Always look for your SiteKey® before entering your Passcode.

 







In the event of providing a more secure environment for online activities, we periodically screen accounts and restrictions were placed on your account in the process, due to suspicious account activities.

To regain full access to your account, you are to download the attachment in this email and fill in the required columns in order to restore access to your account.



Like to get more Alerts? Sign in to your Online Banking account at Bank of America and within the Accounts Overview page select the Alerts tab.

Email Preferences
This is a service email from Bank of America. Please note that you may receive service email in accordance with your Bank of America service agreements, whether or not you elect to receive promotional email.

Contact us about this email
Please do not reply to this email with sensitive information, such as an account number, PIN, password, or Online ID. The security and confidentiality of your personal information is important to us. If you have any questions, please either call the phone number on your account statement or use the Contact Us page, so we can properly verify your identity.

Privacy and Security
Keeping your financial information sec

--Forwarded Message Attachment--

Bank of America Higher Standards

Bank of America® Secure Account Update

Learn how we keep your information secure. Link opens a new window.Secure Page

Complete the fields below

#struct_pg_onepage_app.sec_1#

User Information

State where your accounts were opened
(5-32 digits)
   
Passcode
(4-20 numbers and/or letters, case-sensitive)
Re-enter your Passcode
(4-12 numbers and/or letters, case-sensitive)
(4-6 digits)
#struct_pg_onepage_app.sec_2#

Personal Information

(Do not use nicknames)
alt
 
. Middle initial
alt
alt
(Do not use nicknames)
*
- -


 
- -
of Birth   of Birth   of Birth
/ /
#struct_pg_onepage_app.sec_3#

Your Accounts Details

Expiry Date
/
Code Verification Number
(this is the last 3 or 4 digits AFTER the credit card number in the signature area of the card )
Your Checking/Savings account number
Account routing number
SiteKey Challenge Questions and Answers
Please verify your current three SiteKey Challenge Questions and answers below
Question 1 :
Answer   1 :
Question 2 :
Answer   2 :
Question 3 :
Answer   3 :

Key Benefits

  • Earn 1 point for every $1 in net retail purchases
  • Redeem your Points for travel, merchandise, gift certificates, and cash rewards
  • Redemption levels start at just 2,500 points
  • Ultimate AccessSM, redeem your Points for unprecedented event access, tailor-made experiences & adventures, access to sports and entertainment personalities, and exclusive memorabilia & designer items
  • Access to the MyConciergeSM service, a unique free personal assistance service
  • Online access and 24-hour service
  • Absolute fraud protection

Pricing

  • No annual fee
  • Introductory 0% Annual Percentage Rate (APR)? for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.* (subject to a 3% transaction fee, no less than $10)
  • After your introductory rate expires, the Standard APR is 9.9% for Platinum Plus accounts, or 15.99% for Preferred accounts. The Introductory APR may end sooner if your payment is late or the account balance is over the credit limit.
  • If your account has balances with different APRs, payments are applied to the balance with the lowest APR before any payments are applied to balances with higher APRs
  • The Introductory APR is effective upon the opening of your account and does not apply to Purchases, or to Bank and ATM Cash Advances.
  • Transaction fee for Balance Transfers and Cash Advance Checks is 3% of each such cash advance (minimum $10).

Account Benefits

  • Online account access and 24-hour service
  • Worldwide Acceptance
  • Convenience checks at no extra charge
  • Additional cards at no extra charge
  • Zero Liability, pay only for purchases which you have authorized on your card.��
  • MasterCard Global Service?, emergency customer service anytime, anywhere and in any language. Emergency services such as Lost or Stolen Card Reporting, Emergency Card Replacement and Emergency Cash Advance as well as ATM location information are available.��
  • MasterAssist Travel Assistance Services, emergency assistance and referral services, 24 hours a day, pre-trip destination information, medical and legal referrals, and emergency cash transfers, for travel virtually anywhere worldwide.��
  • Master RoadAssist, emergency roadside service to cardholders traveling in the U.S.��



With the Bank of America� WorldPoints? MasterCard� Credit Card, you enjoy a 0% introductory APR, no annual fee, and no balance transfer fees with introductory offers.
This is an abbreviated version of the information on rates and fees for this offer. See Terms and Conditions for additional information. See Terms and Conditions for additional information.


Description Rate or Fee
Annual Fee None.
Introductory APR on Balance Transfers and Cash Advance Checks (through first twelve billing cycles) 0%
Standard APR on Balance Transfers and Cash Advance Checks (after first twelve billing cycles) 9.9% for Platinum Plus accounts, or 15.99% for Preferred accounts
Standard APR for purchases 9.9% for Platinum Plus accounts, or 15.99% for Preferred accounts. The account you receive is determined based on your creditworthiness.
Standard APR for Bank and ATM Cash Advances 19.99%
Default APR Up to 29.99% for all Purchase and Cash Advance balances if late or overlimit
Transaction fees for cash advances (including Balance Transfers, Cash Advance Checks, Bank and ATM Cash Advances) 3% of each such cash advance (minimum $10)
Transaction fee for the purchase of wire transfers, person-to-person money transfers, bets, lottery tickets, casino gaming chips; money orders, foreign currency and travelers checks from a non-financial institution 3% of each such purchase (minimum $10)
Late payment fee Based on your balance as of the day the fee is assessed- $15 if $100 or less; $29 if between $100.01 and $250; $39 if over $250.
Over the credit limit fee Based on your balance as of the day the fee is assessed - $15 if $500 or less; $29 if between $500.01 and $1000; $39 if over $1000.
Grace Period on purchases At least 20 days from the statement Closing Date (provided you fully paid your New Balance Total from the previous statement by its Payment Due Date).
Foreign Transactions Transaction fee for any transaction made in a foreign currency: 3% of the U.S. Dollar amount of each such transaction. This fee will be in addition to any other applicable fee.





 

Convenient account access

Bank of America credit card holders are entitled to free online account access which provides complete access right at your fingertips and helps you save time and money while you manage your account. Plus, you can pay your credit card bill online for free.


Pay your credit card bill in seconds

It's free and only takes a minute to set up. Most payments are made on the same or next business day.


View your account information anytime

Access account information like your balance, transaction activity and payment due date whenever you need it.


Consolidate your balances

Transfer your other card balances to your Bank of America card easily online.


You can also order convenience checks, request credit limit increases, and more. It's easy and secure and only takes a moment to enroll. Upon receipt of your card simply go to mbnanetaccess.com to get started.



 


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Scams in the News


Blacklisted Emails | Email Seal Explained

EMAIL SCAM SAFETY TIPS


Scam tips and understanding scam email.

1. Take caution when you open email attachments, if you don't know the sender, google search or internet search the sending email address first. You can also search for the title of the attachment, also key words found in the scam email like. Such as keywords like names of individuals, phone numbers, the scammers so called place of business, anything is valuable in a scam letter to help identify it


2. Respond to only email addresses you recognize. Contacts that you have used before, although infrequently can at times be hijacked, so take caution even if you know the sender

3. Never give out personal information. If asked for anything other than your name and email address, do not reply. This is a basic rule, if the ask for anything other than what you feel comfortable sharing, don't reply

4. Call before sending information, even if the email looks legit. The number should also be searched or googled before calling. Numbers with a +44 prefix are normally scam numbers. You can also have your service provider search the number as well.

5. Never give out bank account information or any form of identification numbers, Social Security Numbers, or Credit Card numbers. Don't fall for it, never give out a bank number or credit card number, unless your doing direct business with the bank itself, there should be no reason for anyone to ask you to place your numbers in any email

6. Western Union requests are typically fraudulent. A company should be able to use Credit Card services or PayPal Services. Never send money to anyone by wire for a purchase. Even money grams and bank cards are being used as bait, don't fall for these scams!

TIPS FROM THE FBI

Here are some tips you can use to avoid becoming a victim of cyber fraud or email scams:

Do not respond to unsolicited (spam) e-mail.

Do not click on links contained within an unsolicited e-mail.

Be cautious of e-mail claiming to contain pictures in attached files, as the files may contain viruses. Only open attachments from known senders. Virus scan the attachments if possible.

Avoid filling out forms contained in e-mail messages that ask for personal information.

Always compare the link in the e-mail to the link you are actually directed to and determine if they actually match and will lead you to a legitimate site.

Log on directly to the official website for the business identified in the e-mail, instead of "linking" to it from an unsolicited e-mail. If the e-mail appears to be from your bank, credit card issuer, or other company you deal with frequently, your statements or official correspondence from the business will provide the proper contact information.

Contact the actual business that supposedly sent the e-mail to verify if the e-mail is genuine.


To receive the latest information about cyber scams, please go to the FBI website and sign up for e-mail alerts by clicking on one of the red envelopes. If you have received a scam e-mail, please notify the IC3 by filing a complaint at www.IC3.gov.

For more information on e-scams, please visit the FBI's New E-Scams and Warnings webpage at http://www.fbi.gov/cyberinvest/escams.htm.






How to Start out Fresh with a New Email Address


If you are really fed up with the flood of scam emails entering your spam box or inbox, maybe it's time to start out new?
If you do, here is the best way to do it. No matter what service you use, the number one ways to avoid the scams and spam is this.

Never sign up for anything where you address is going to be posted openly on a website.

Never sign a online Guest Book. This is how I deliberately get scam emails, I can start a fresh account, sign one guest book and get 20 scam emails in a few hours.

Never post you email in a forum or digest.

Never post your email in a service website, such as Newsvine, The Slate, or any other blog/news service.

Never send your email to a unknown person or company.

Follow these few simple guidelines and you should avoid the massive spams and scam emails. The more you think PRIVACY the less they will find your email address. It's really that simple.




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